Percent | Diversified Private Credit Investments
Put private credit to work
Percent’s marketplace streamlines investment discovery. Institutional investors – including family offices, RIAs, and funds – can access a broad selection of investments that offer potential for high yields.
Explore the potential of private credit.
Experience the difference of the platform dedicated solely to private credit.
Potentially Competitive Yields
Keep more of your returns with Percent’s competitive fees.
Diversification
Invest across different sectors, geographies, and structures to diversify risk.
Data Transparency
Access standardized data and view all underlying financials, including collateral assets and credit enhancements. Investors can conduct due diligence and view surveillance reports right on the Percent platform.
Discoverability
Source investments, compare terms, and state your investment parameters. Fund your investment right on the platform.
Performance that speaks for itself
Percent’s marketplace has been facilitating investments in private credit since 2018. In 2023, Percent Securities became a registered Broker-Dealer to further streamline and enhance investor access to private credit. The figures below provide transparent data on the performance of the Percent Marketplace, showcasing deals facilitated prior to and following our Broker-Dealer registration.
$1.95B
Amount Funded
1048
Funded Deals
16.95%
Outstanding WA Coupon
3.70%
Lifetime Default Rate
17.25 Months
Outstanding WA Term
Performance as of March 31, 2026
Investment options for every portfolio
From active management to passive diversification, find the right investment to meet your needs.
Learn more about asset classes available on Percent’s marketplace.
Asset-Based Notes
- SMB Financing
- SMB Leases
- Litigation Finance
- Discounted Receivables
- Consumer Loans & Advances
Average TERM: 9-16 months
Corporate Loans
Loans to companies for growth or bridging capital needs, repaid from cash flows, assets, or funding rounds.
Average TERM: 9 months
Separately Managed Accounts
Institutional-grade portfolios. Curated to your mandate. Built on Percent.
Average TERM: custom
Percent Blended Notes
Diversified exposure to multiple private credit deals in a single investment based on Percent-defined parameters.
Average TERM: 36 months
Limited Partner (LP) Investing
Participate in managed private funds established by a General Partner who sets the fund's strategy.
Average TERM: Varies
Management Team
Cecil Smart
Chief Credit Officer
Bina Shetty
Chief Commercial Officer
Charlie Lienau
Head of Operations
Vadim Shteynberg
Chief Technology Officer
Gary Reifman
Chief Product Officer
Prath Reddy, CFA
Chief Executive Officer
Join the modern private credit marketplace
Join a network of institutional and accredited investors diversifying with Percent.
Get started today on the platform exclusively dedicated to private credit.